Roth Ira Income Limits 2024 Married. If you are married, filing separately, and you lived with your spouse at any time during the year, your roth ira income limit for 2024 is $10,000. The same combined contribution limit applies to all of your roth and traditional iras.
But other factors could limit how much you can contribute to your roth ira. Unlike with a roth ira, there’s no income limit for those who can contribute to a traditional ira.